Bringing a child into the world changes nearly everything — including important documents.

From financial accounts to emergency contacts, many of the systems you set up as a couple will need to be updated now that you’re a family.

Some updates are legally required. Others are just smart planning. All of them help ensure your family is protected, your wishes are documented, and the right people can step in if needed.

That’s why many new parents use Trustworthy's Family Operating System®, a secure digital vault, to review and organize their important documents during this major life transition. It’s an easy way to make sure everything is current — and accessible to the people who need it most.

What to Review and Update

Wills and estate plans: If you already have a will, now’s the time to update it with your child in mind — including naming a legal guardian. If you don’t have a will, this is the moment to create one. It’s also a good time to review your executor and power of attorney.

Beneficiaries on financial accounts and insurance: Make sure life insurance policies, retirement accounts, and investment accounts reflect your new family structure. Even if you want your spouse to remain the primary beneficiary, some parents add their child as a contingent.

Emergency contact information: Whether it’s your HR records or your kid’s daycare form, update your emergency contacts to reflect your current situation — and make sure you each have the right people listed.

Health insurance and flexible spending accounts (FSAs): Add your child to your health insurance within the enrollment window, and consider adjusting your FSA contributions for childcare or medical expenses.

Passwords and digital access: You may want to share account information, add trusted contacts to password managers, or give your partner access to things like online banking, utilities, or your Trustworthy account.

What's Easy to Overlook

Some details can be overlooked if you’re not careful:

• Travel permissions for relatives or caregivers.

  
  

• Medical consent forms if someone else watches your child.

• Shared calendars or to-do lists with important deadlines.

Storing these details in a centralized, secure place is key — especially if more than one person needs access.

Keep It All Up to Date

Life won’t slow down, and neither will the important information that you need to keep track of. But organizing it now gives you peace of mind for whatever comes next.

That’s why many new parents count on Trustworthy's digital vault to simplify this transition. You can upload and organize documents, set reminders to revisit them annually, and grant secure access to your spouse, a guardian, or a trusted advisor — all without worrying about losing track or losing control.

When you go from couple to family, the documentation gets more complicated — but your systems can get smarter.
And with Trustworthy, staying on top of it doesn’t have to be one more thing on your already-full plate.